As one of the most prized possessions of your life, your home needs insurance  coverage that protects you from all types of unforeseen and/or unfortunate  events.Your Homeowner’s Insurance Policy will cover the following (amongst  others):

  • Damage to your home, and other structures on your property  
  • Personal property, such as furniture and other household items  
  • Fire and smoke damage  
  • Theft and vandalism  
  • Personal liability coverage in case someone gets injured on your property  
  • Loss due to fire and explosion  
  • Loss due to water damage
A traditional homeowner’s insurance policy does not cover all natural  disasters such as floods and earthquakes. If you reside in a high-risk area, you  should seriously consider flood and/or earthquake insurance.

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